We have established this Privacy Policy. This Privacy Policy describes the types of information we collect from and about you when you visit our website, pchbiz.com ("Site") or use our mobile applications (each an "App") (the Site and Apps are collectively the "Platform"). This Privacy Policy also explains how PCHBiz may use and disclose such information, as well as your ability to control certain uses of it.

SUMMARY

• Information Collection. We may collect personal information including your name, address, email address, telephone or mobile number, user name and password, geolocation information, and, if you make a purchase on the Platform, your payment information, as well as non-personal information about your use of the Platform.
• Information Use. We may use the information we collect from and about you for purposes including to provide you with Platform services, provide you with targeted offers and advertising on our site, other sites you may visit, and through other channels such as email, postal mail, or text message, and contact you when necessary.
• Information Sharing. We may share the information we collect from and about you with our service providers, when necessary to protect our rights or comply with judicial process, and in aggregate or non-personally identifiable form.

Note: You must be 18 years or older to register as a customer of PCHBiz.

INFORMATION COLLECTION

• Information You Provide to Us

PCHBiz collects information from you when you choose to provide it to us. This may include when you use our Platform, create an account on the Platform, make a purchase, request information from us, sign up for newsletters or our email lists, complete online forms, participate in contests or surveys, or otherwise contact us.

The personal information we collect may include your name, address, zip code, email address, telephone or mobile number, user name and password, and geolocation information. If you make a purchase on the Platform, we may collect the financial information such as credit/debit card, billing address, and other similar information used to process payments. You may be required to provide certain personal information to access or use certain portions of the Platform. We may also collect personal information you provide us about others, such as when you purchase a gift card for someone else.

You may also be required to provide certain personal information to create your PCHBiz account. If you use a third party login to create your PCHBiz account (such as Facebook Connect) or otherwise link to us, we may receive certain information about you from the third party (such as a social network) based on your registration and privacy settings on those third party services.

• Information We Automatically Collect

We may use cookies, web beacons, pixel tags, log files, or other technologies to automatically collect certain information when you use our Platform. For example, we may automatically collect certain non-personal information from you such as your browser type, operating system, software version, Internet Protocol ("IP") address, phone model, phone operating system, and carrier information.

We also may collect information about your use of the Platform including the date and time you access the Platform, the areas or pages of the Platform that you visit, the amount of time you spend using the Platform, the number of times you return, broad demographic information, whether you open forward or click-through emails and ads, and other Platform usage data.

• Tracking Options

Certain parts of our Platform require cookies. You are free to set your browser or operating system settings to limit certain tracking or to decline cookies, but by doing so, you may not be able to use certain features on the Platform or take full advantage of all of our offerings. Check the "Help" menu of your browser, device, or operating system for more information on how to delete and/or disable your browser or operating system from receiving cookies or controlling your tracking preferences.

To learn more about the use of cookies or other technologies to deliver more relevant advertising and your choices about not having this information used by certain Service Providers (defined below), please click here and here.

• Information Collected From Other Sources

We may obtain information about you from other sources, including social networks that you use to connect with PCHBiz or other PCHBiz customers such as when they purchase a gift card for you. This information may include name, user name, demographic information, updated address or contact information, interests, and publicly-observed data, such as from social media and online activity. We may combine this information with the information we collect from and about you to help us tailor our communications to you and to improve our Platform.

INFORMATION USE

PCHBiz may use the information we collect from and about you for any of the following purposes:

1. To respond to your inquiries or requests, process and fill customer orders, verify your qualifications for certain products and services, process payments and prevent transactional fraud, provide delivery and other notifications, and contact and communicate with you;

2. To develop new products or services and to conduct analysis to enhance current products and services;

3. To provide you with customized Platform content, targeted offers, and advertising on the Platform, on other third-party sites or apps you may visit, or via email;

4. Contact you with information, newsletters and promotional materials from PCHBiz through various channels including but not limited to online, email, postal mail, and text message;

5. To contact you when necessary;

6. To review the usage and operations of our Platform, improve our content, products, and services, or address problems with the Platform or our business;

7. To use your data in an aggregated non-specific format for analytical and demographic purposes;

8. To manage our telecommunications networks;

9. To protect the security or integrity of the Platform and our business; and

10. As otherwise described to you at the point of data collection.

SERVICE PROVIDERS

PCHBiz may contract with third parties to perform functions related to the Platform ("Service Providers"). Service Providers will have access to your information needed to perform their business functions, but may not use or share that information for other purposes.

REVISIONS TO THIS POLICY

PCHBiz reserves the right to revise this Privacy Policy at any time. When we do, we will post the change(s) on the Platform. If we change the Privacy Policy in a material way, we will provide appropriate notice to you.